FOREX.com Review 2027Core Trading Conditions and Fees

FOREX.com review 2027: the US market leader

FOREX.com launched in 2001 as the retail brand of GAIN Capital, a New Jersey firm that helped open currency trading to individual investors. In 2020 GAIN was acquired by StoneX Group, a Fortune 100 financial services company listed on Nasdaq. That ownership gives FOREX.com something most competitors lack: a parent with a large balance sheet and audited public accounts. It is the largest retail forex broker in the United States by client assets and a well-regulated option in several other countries going into 2027.

Regulation

In the United States the broker is registered with the Commodity Futures Trading Commission and is a member of the National Futures Association, a status only a handful of firms hold. Group entities are also authorised by the UK's Financial Conduct Authority, the Australian Securities and Investments Commission, the Canadian Investment Regulatory Organization, the Monetary Authority of Singapore, Japan's FSA and the Cayman Islands Monetary Authority. Client funds are held in segregated accounts under the rules of each jurisdiction.

Account types

Three account styles are offered. The Standard account charges through the spread, with EUR/USD typically a little above one pip. The RAW Pricing account shows spreads from 0.0 pips and adds a fixed commission of about $7 per $100,000 traded, round turn, which makes it the better choice for active traders. A MetaTrader account is priced similarly to the Standard account. The minimum deposit is $100. High-volume clients can join the Active Trader programme, which pays cash rebates on a sliding scale and adds interest on average margin balances.

Markets

FOREX.com lists more than 80 currency pairs, a wider selection than most US competitors. American clients can also trade gold and silver and, through a linked futures account, exchange-traded futures and options. Outside the United States the range expands to thousands of CFDs on indices, shares, commodities and cryptocurrencies. The broker's sister brand City Index serves spread betting and CFD clients in the UK.

Leverage

US rules cap leverage at 1:50 on major pairs and 1:20 on minors, and hedging in the same account is restricted by the first-in, first-out requirement. In the UK, EU and Australia the retail limit is 1:30. Clients of the international entity can access higher leverage. These limits are set by regulators, not by the broker.

Platforms and tools

The proprietary web platform and mobile app are well designed, with TradingView charts built in, more than 80 indicators and integrated research. MetaTrader 4 and MetaTrader 5 are both supported, and accounts can be connected directly to TradingView. Performance Analytics, a tool that reviews your trading history and highlights behavioural patterns, is a useful extra. Capitalise.ai enables code-free automation, and API access is available for systematic traders.

Research and education

The research team publishes analysis throughout the day, and the platform includes Trading Central signals, an economic calendar and a news feed. Educational content covers the basics through to advanced strategy, organised by experience level. It is among the better libraries offered by a forex-focused broker.

Funding

Deposits can be made by debit card, bank transfer and wire, with ACH available in the US. Deposits are free, and withdrawals are free by most methods, although banks may charge for wires. An inactivity fee applies after twelve months without trading activity. Support is available by phone, chat and email during market hours.

Pros and cons

• Financial backing: owned by Nasdaq-listed StoneX Group.
• Regulation: CFTC and NFA in the US, plus the FCA, ASIC and others.
• Currency range: more than 80 pairs with RAW pricing available.
• Tools: strong platform, TradingView integration and performance analytics.
• Standard spreads: average unless you use RAW pricing or earn rebates.
• US restrictions: limited products and leverage for American clients.

Who is it for?

FOREX.com is a first-choice broker for US residents and a sound option for anyone who wants a large, publicly accountable firm behind their account. Active traders benefit from RAW pricing and rebates. Traders outside the US seeking the very lowest costs may compare it against raw-spread specialists.

Verdict

FOREX.com pairs strong regulation and corporate backing with a capable platform and a wide choice of currency pairs. For 2027 it remains the benchmark for US forex trading. Leveraged forex trading carries substantial risk and is not suitable for everyone.

FOREX.com review: compare the alternatives

This FOREX.com review is part of our Top 65 Forex Brokers in 2027 ranking. To compare, read the CMC Markets review and the OANDA review.