XT.com Review 2027Core Trading Conditions and Fees

XT.com review 2027: wide listings, limited oversight

XT.com was founded in 2018 and describes itself as a socially infused trading platform, a phrase that reflects its early emphasis on community groups and chat-based engagement around token launches. It is registered in Seychelles, has operational centres in Dubai and elsewhere in Asia, and reports more than 12 million registered users. In volume rankings it appears among the larger second-tier exchanges, sometimes very high on raw spot turnover. Its real character is that of a listing-driven venue with a huge catalogue of small tokens. This review covers what that means for users in 2027.

Token selection

XT.com lists more than 1,000 cryptocurrencies and well over a thousand trading pairs. New tokens are added constantly, with dedicated zones for particular themes such as meme coins, AI-related projects, real-world-asset tokens and individual blockchain ecosystems. Many projects choose XT.com for an early or first centralised listing. The range is convenient for traders who follow niche sectors, but it comes with the usual warning for this category of exchange: listing standards are permissive, liquidity on small pairs is thin, and many tokens do not survive.

Spot, futures and other products

The spot market is complemented by USDT-margined and coin-margined perpetual futures with leverage of up to 125 times on major contracts. Margin trading, copy trading, spot grid bots, leveraged tokens, an over-the-counter fiat service through third-party providers and a savings and staking section are all available. XT.com also operates a launch platform for new token sales and an NFT marketplace. The interface is busy but conventional, and the mobile app covers the full range of functions.

Fees

Spot trading costs 0.20% for makers and takers at the base level on most pairs, with lower rates on selected markets and for higher VIP tiers. Paying fees with XT, the platform's token, gives a discount. Futures are charged at roughly 0.04% for makers and 0.06% for takers. These rates are higher than those of the leading exchanges. Deposits are free, and withdrawal fees vary by token and network, occasionally by a wide margin for smaller assets.

Volume and real liquidity

Independent analysts have noted that headline volumes at several high-ranking mid-tier exchanges, XT.com among them, are difficult to reconcile with web traffic and order-book depth. Whatever the explanation, the figure that matters to a trader is how much can be bought or sold near the quoted price. On bitcoin, ether and the most active tokens, execution on XT.com is acceptable. On the long tail, a market order can move the price sharply. Inspect the book before trading and use limit orders.

The November 2024 security incident

On 28 November 2024 XT.com detected an abnormal transfer from one of its platform wallets, and blockchain security firms estimated the loss at about $1.7 million. The exchange suspended withdrawals briefly, stated that user assets were not affected because it holds reserves well in excess of customer balances, and resumed normal service. In scale this was a minor event compared with other exchange hacks, and it was absorbed without loss to customers. It still shows that hot wallet exposure exists here as elsewhere.

Regulatory status

XT.com does not hold licences from major financial regulators. It cites registrations in a small number of jurisdictions and has indicated plans to seek authorisation in Dubai and other markets. It does not serve the United States, mainland China and several other restricted regions. Identity verification is required for higher withdrawal limits and fiat services. For most customers, there is no supervisory authority to approach in the event of a dispute, which places the burden of caution on the user.

Pros and cons

• Catalogue: more than a thousand tokens, including many early listings.
• Thematic zones: easy browsing of trending sectors.
• Full feature set: futures, copy trading, bots and earn products.
• Fees: base rates above the industry norm.
• Regulation: no top-tier licence.
• Depth: thin liquidity on smaller pairs and questions over reported volume.

Who is XT.com for?

XT.com is a specialist tool for experienced traders who want a specific small token that larger exchanges have not listed. It is not a good first exchange and not a place to keep long-term holdings.

Verdict

XT.com offers breadth, and little else that the leading platforms do not do better. In 2027 it is best used sparingly: deposit for a particular trade, execute with limit orders, and withdraw. The lack of meaningful regulation should cap how much you are willing to leave there.

XT.com review: compare the alternatives

This XT.com review is part of our Top 45 Cryptocurrency Exchanges in 2027 ranking. To compare, read the DigiFinex review and the Deribit review.