Funded Trading Plus Review 2027Core Trading Conditions and Fees

Funded Trading Plus review 2027: a simplified line-up and a path to a 100% split

Funded Trading Plus, often shortened to FT+, launched in London in 2021. It was created by the team behind Trade Room Plus, a trader education business that has operated since 2013, and Simon Massey is its best-known founder. The firm made its name with instant funding and flexible rules. In 2026 it changed in two important ways: it rebuilt its product range in February, and in May it was acquired by another prop firm, Instant Funding. This review explains what is on offer for 2027.

Three programmes after FT+ 2.0

The firm used to sell a long list of overlapping programmes with names such as Experienced, Advanced, Premium and Master Trader. Those have gone. The current range has three main products. Instant Funding gives a simulated funded account with no evaluation. 1-Step Express is a single-phase challenge. 2-Step Classic is the conventional two-phase test. None of them has a time limit. Any review that still uses the old programme names is out of date.

Drawdown

Loss limits vary by programme. Published figures show daily limits of 3% to 4% and maximum drawdowns of 6% to 10%. The maximum drawdown trails on some accounts, which is the detail that most often decides whether a trader keeps the account. Confirm whether the limit on your chosen programme is static or trailing, and at what point it stops moving.

The profit split ladder

The split starts at 80%. It rises to 90% once total profit on the funded account reaches 20%, and to 100% at 30%. From that point the trader keeps every dollar of profit. Several firms advertise a 100% split, and here it is a published milestone anyone can reach by performance. Add-ons at checkout can raise the starting split or speed up payouts for an extra fee.

Payouts

Instant Funding and 1-Step accounts can request a payout every seven days, and 2-Step accounts every ten. Requests are processed within two business days. Each request triggers a risk review that checks drawdown compliance, trading behaviour and adherence to the rules. The firm says the review does not judge style or the size of the profit. The firm reports total payouts of nearly $20 million since launch.

Scaling

Each time a funded account reaches a 10% profit target, the trader can request a larger balance. The standard ceiling is $2.5 million, and an add-on raises it to $5 million.

Platforms

The firm has supported MetaTrader 4, MetaTrader 5, cTrader, DXtrade and Match-Trader, one of the wider selections in the sector. Availability depends on the programme and the trader's country, so check the options shown at checkout. Markets cover forex, indices, metals, energies and crypto CFDs.

The change of ownership

The acquisition by Instant Funding was reported in the trade press in May 2026. The brand continues under its own name. A change of owner is not a reason for alarm, and it is a reason to watch for changes to terms over the following year.

Things to consider

Entry prices are higher than at the cheapest firms. The payout review gives the firm discretion, which a few traders have complained about. Accounts are simulated, and the firm is not a regulated broker.

Pros and cons

• Clear range: three programmes after the 2026 restructure.
• Split ladder: 80% to 100% by performance.
• Payout frequency: weekly on two programmes.
• No time limits: on any programme.
• Trailing drawdown: on some accounts.
• New owner: acquired in May 2026.

Who is Funded Trading Plus for?

FT+ suits traders who want weekly payouts and a defined route to keeping all of their profit, and who can work within a trailing limit. Traders who need a static drawdown should choose the programme carefully or look elsewhere.

Verdict

Funded Trading Plus is a well-established UK firm with a cleaner offer than before. For 2027 it is worth considering, with an eye on how the new ownership develops.

Funded Trading Plus review: compare the alternatives

This Funded Trading Plus review is part of our Top 40 Prop Trading Firms in 2027 ranking. To compare, read the City Traders Imperium review and the FXIFY review.