My Funded Futures Review 2027Core Trading Conditions and Fees

My Funded Futures review 2027: no daily loss limit and no activation fee

My Funded Futures, usually written MFFU, launched in 2023 and is based in the United States. It was founded by Matthew Leech, who remains publicly active in the firm's community. In three years it has become the most-reviewed futures prop firm on the main public review platform, with an average score close to the maximum across some twenty thousand reviews. Its design choices are simple and popular: no daily loss limit, no activation fee and an end-of-day drawdown. This review covers its plans for 2027.

Plans

The plan line-up has changed. As of mid-2026 the firm sells three plans to new customers: Builder, Rapid and Pro. Two earlier plans, Core and Flex, continue for existing holders and are no longer sold. All evaluations are one step, on accounts from $25,000 to $150,000. The evaluation rules are broadly the same across plans. The plan mainly determines what happens after passing.

What each plan offers

Rapid is built for speed, with daily payouts and a 90% split once funded. Pro uses an end-of-day trailing drawdown at both stages, has no consistency rule once funded and pays on a bi-weekly cycle, which suits traders who hold for longer within the day. Builder is the newest plan and pays within 48 hours. Choosing the wrong plan for your style is the most common mistake, according to long-term users.

Drawdown

The maximum loss limit trails on an end-of-day basis on most plans. There is no daily loss limit. A bad session does not end the account as long as the overall limit holds, which leaves room to recover.

Fees

Evaluations are billed monthly. There is no activation fee on any plan after passing. Many competitors charge one, so the saving is real.

Consistency

A consistency rule applies in the evaluation and on some simulated funded accounts, limiting the share of profit from a single day to about half. The Pro plan removes it at the funded stage.

Payouts

Payouts are sent through a third-party payment service and typically arrive within six to twelve business hours. A profit buffer must be built before the first withdrawal on some plans, and identity verification is required.

Path to live

Traders who are paid consistently can be moved to a live account. The transition is triggered by milestones such as a run of consecutive payouts or a total payout threshold, or at the risk team's discretion. On some plans the live stage has its own split and review process.

Platforms and rules

Accounts connect through Tradovate and Rithmic and can be traded on NinjaTrader and TradingView. Semi-automated trading is allowed. Full automation and practices such as coordinated trading across accounts are prohibited. News restrictions vary by plan.

Reputation

The firm's review record is among the best in the sector, and published payout data supports its reliability. The founder's visibility adds accountability. As a young company it has changed plans several times, so older guides may describe products that are no longer sold.

Pros and cons

• No daily loss limit: on its plans.
• No activation fee: after passing.
• Fast payouts: daily on Rapid, hours to arrive.
• Reputation: very high ratings at large volume.
• Plan changes: line-up revised in 2026.
• Monthly billing: costs build if you take long to pass.

Who is My Funded Futures for?

MFFU suits futures day traders who want forgiving daily rules and quick, dependable payouts. It is futures only, so forex and CFD traders need another firm.

Verdict

My Funded Futures has earned its standing through consistent payment and sensible rules. For 2027 it is one of the strongest futures firms. Pick the plan that matches how you trade.

My Funded Futures review: compare the alternatives

This My Funded Futures review is part of our Top 40 Prop Trading Firms in 2027 ranking. To compare, read the Take Profit Trader review and the Instant Funding review.