PipFarm Review 2027Core Trading Conditions and Fees

PipFarm review 2027: a cTrader-only firm that rewards loyalty with a 99% split

PipFarm was founded in June 2023 by James Glyde, a former executive at the company behind cTrader, and is based in Singapore. It is the only sizeable prop firm built entirely around that platform. Its second distinguishing feature is an experience-point system that raises a trader's profit share and other benefits over time. This review explains how the firm works for 2027.

Built on cTrader

All accounts run on cTrader. There is no MetaTrader, TradeLocker or DXtrade option. For traders who already use cTrader, this is an advantage: the firm supports the platform's full feature set, including its order types, depth of market and automation tools. For everyone else it is a barrier.

Funding models

PipFarm began with a single-phase evaluation and now offers several routes, including one-step and two-step challenges. A distinctive option lets the trader choose the drawdown type. A static drawdown stays fixed from the starting balance. A trailing drawdown follows the account upward and comes with a larger allowance. The original one-step challenge paired a 12% target with a 12% trailing limit and a 3% daily limit. Current targets and limits vary by model. Starting balances go up to $300,000, and entry prices begin at roughly $25 to $60.

The XP programme

Every trader starts at rank zero with a 70% split. Passing challenges, completing payouts and reaching milestones earn experience points. There are six ranks above the starting level. Each one raises the profit split, and the top rank pays 99%. Higher ranks also bring faster payouts, lower commissions and larger scaling steps. The benefits belong to the trader, not to a single account, so they carry over to new accounts.

What the split means in practice

A 99% share is the headline. A new trader receives 70%, which is below the 80% that most firms pay from the start. The system rewards people who stay for a long time and keep getting paid. A trader who expects to hold one account for a few months will earn less here than at a firm with a flat 80% or 90%.

Payouts

Payouts are processed every Friday. Requirements depend on the account type and include a minimum number of trading days and, on some accounts, a consistency score.

Scaling

Accounts can scale to $1.5 million. The size of each increase depends on the trader's rank.

Rules

High-frequency trading and copy trading are not supported, and swap-free accounts are not offered. Expert advisors built for cTrader are allowed within the rules. Daily loss limits apply, and the firm publishes a consistency requirement for payouts on certain models. Read the rulebook for the specific route.

Extras

The firm offers a kill switch that lets traders lock their own account after a set loss, and it publishes relatively clear documentation. Educational material is thin.

Reputation

PipFarm has a few hundred public reviews with a good average rating. Many traders call it underrated and report smooth payouts. A minority describe disputes. Independent trust scores are moderate, reflecting its size and age.

Pros and cons

• cTrader specialist: full platform support.
• XP system: benefits that grow with tenure.
• Drawdown choice: static or trailing.
• Weekly payouts: every Friday.
• Starting split: 70%.
• One platform: no alternative to cTrader.

Who is PipFarm for?

PipFarm suits committed cTrader users who plan to stay with one firm for a long time. Short-term challenge buyers and MetaTrader users should look elsewhere.

Verdict

PipFarm is a thoughtful, specialist firm. For 2027 it is one of the best choices for cTrader traders with patience. Judge it on the split you will actually receive in your first year.

PipFarm review: compare the alternatives

This PipFarm review is part of our Top 40 Prop Trading Firms in 2027 ranking. To compare, read the For Traders review and the Aqua Funded review.